We are remodeling our basement - I now work full time from home and I don't have an office. It's near impossible for me to work efficiently or speak to clients on the phone when my desk is in the living room - where everyone else congregates. We were trying to plan and budget for a renovation but the other week i just couldn't take t anymore and said let's do it NOW!
So far, this basement project has cost us about $2,000 in supplies, $2,000 for carpet/installation and we are paying Dave (neighbor/contractor) $2,000 for doing the work as CJ is helping him. That's $6,000 
Honestly, this is going to be so nice when it's finished. We have such a huge basement, no sense letting all that space go to waste but now I have no DVC down payment, and well, with CJ getting a car, I kinda figured that having another monthly bill was not a good idea.
We 'financed' the carpet with Empire. We get one year to pay the $2,000 without interest/finance charges so realistically I could pay that off in a few months but since I have a year I'll have time to save! This means....
may get my DVC!!! I will have all debt from this renovation paid by September/October. Then, I
will be able to put a down payment on Bay Lake Towers!!!
I was hoping my boss would take CJ on part time (he was asking for $1,500/month) but at this moment she is not ready to make that move so he will continue to work as a blogger/article writer making about $400 - $500 a month - that's enough money to pay his car payment every month.
I make a flat $2,000 a month and then about another $350 on the side - but that goes to pay taxes as I am an independent contractor - CJ brings home about $3,000 a month working full time. That's around to $5,500 a month (not including my 'tax money') and the only debt we'll have is a mortgage and 2 car payments. That is about $1, 800 total. - I know this a lot of personal info - I don't mind sharing. Sometimes writing it out and having a 3rd party look at it helps.
Part of my $2,000 would go towards paying the DVC every month and I would pay more than I need to s I can have it paid off in 2 years. CJ is making enough money to pay 'his' car payment. This just might work out...
Yayayayaaya!
Updates while we're there and trip reports >> Disney Vacation Trip Reports
