Does anyone suggest getting a Disney credit card for any of the benefits? We are planning to take a trip in September and would like to take advantage of some of the deals that Disney offers. I hear some discounts are offered only to cardholders. Does anyone have any suggestions on this or for planning a trip this far in advance?
Don't need another credit card, but think I'm gonna try the Disney / Chase ATM card. It has many of the same perks.
I have the Chase Disney Visa Card. I love it! I use it to book our trips. The great part about it is not only do you get Disney reward dollars, you get 6 months interest free for your trip. What I do is put the $200 deposit down with the card, 6 months interest free, then when I book my airfare I book it thru Disney so that is 6 months interest free, and then when the balance is due I put that on the card for 6 months interest free. When it is time for our trip, I transfer the rewards dollars to a Disney giftcard and use it on the trip for extra spending money!!! The only other perk I have used was the 20% off of tours. We have done several tours with the discount! You have to pay for those tours with the Disney Visa card and you do not get 6 months interest free for that because it is not travel. I have also used the 10% (I think) discount at the Disney store in NYC. I think you can get that discount in acouple stores in the parks as well. I would recommend it! It has its perks and advantages. And if you can do it, you can pay off your trip for no interest and get reward dollars for spending money! Also, if I remember right from what I have read, this year for Food and Wine, they had a special area just for Disney Visa Card members to go to.
Yes we have had the Disney Rewards Visa from day 1. We use a lot of the discounts from shopping to booking resorts, then you get the reward points that can be used at WDW or Disneyland, which can be used for many things as well.
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What everyone else said! In addition to the discounts, last April we got a special pin for Disney Visa card holders. And we just turned in our Rewards points for a Disney gift card. It will pay for more that half our trip to DL in March!
do you guys have the premium card, or the non fee card? Mr. Hub, Jeff?
What kinds of perks are offered for discounted rooms and the such? I was thinking of booking the room now, but am definitely going to wait to book airfare and may get tickets for the park elsewhere cheaper than through Disney, unless a good package comes along.
What everyone else said! In addition to the discounts, last April we got a special pin for Disney Visa card holders. And we just turned in our Rewards points for a Disney gift card. It will pay for more that half our trip to DL in March!
I forgot about the pin perk 
do you guys have the premium card, or the non fee card? Mr. Hub, Jeff?
I have the non fee card. I just can't justify paying the fee to have it. I tried to figure it out and for how I use the card, it doesn't benefit me to have the premium card.
do you guys have the premium card, or the non fee card? Mr. Hub, Jeff?
It's the non-fee card. We looked at the proposed perks of the premium card and it was not for us.
disneydoc wrote:do you guys have the premium card, or the non fee card? Mr. Hub, Jeff?It's the non-fee card. We looked at the proposed perks of the premium card and it was not for us.
We have the non-fee card too, which is the original and I think the best deal. The new one is aimed a lot towards people that do DCL.
Don't forget that one of the most rewarding perks is the Disney Visa Meet and Greet at Epcot's Innoventions. I'm surprised at how many Disney Visa cardholders that weren't aware of such a thing. You get to meet the characters, and get a free photo in the process.
Certainly the 20% discount on the various tours at WDW is a big perk, because DVC and Passholders discounts are usually 10% for those. But after that, the advantages of having the card depends on whether you are also a DVC and/or Passholders. If you are neither, then having the Visa card gives you many of the discounts that you would also get as a Passholder (except I think you have to spend a minimum of $50). If you are a DVC/Passholder, then the advantages aren't that distinct since, other than those two I stated above and maybe a few more, you also get the same perks with your DVC/Passholder status.
I actually don't normally use my Disney Visa for everyday purchases. Getting 1% Disney points for purchases is a rather slow way of accumulating cashback. My Discover and AmEx have 2%, 3%, even 5% cashback on various purchases. I accumulate cash faster with those cards. Certainly, if I am purchasing stuff at a Disney Store worth more than $50, that's when I will use the Disney Visa card to get the discounts.
Zz.
No longer an active member.
Thanks for all of the feedback everyone. We are really excited about going in September. We are stuck between the Pop Century and Port Orleans resorts. The Pop Century is appealing due to the lower price, but my wife is afraid of the kids and wanted to stay some place nicer. There is such a huge difference in price that it makes the decision hard. We are trying to find other ways to save money to potentially stay at one of the moderates for a lower price.
Do you get better resorts deals through the card or are you better off waiting for one of the public deals that Disney runs? If so what is the best deal to wait for?
That is a hard question to answer. We have found that you really just have to watch for the deals they offer. For our upcoming January trip, the Visa card got us the best deal but that has not always been the case. You can go ahead and book now and just put a deposit on your trip. Then if they come out with a discount just call and have them adjust your bill. We do that all the time. However, they did look to see if the trip was booked originally using our Visa card which it was. I think if it had not been though we could have cancelled that reservation and just made a new one using the Visa card and still received the discount.
I have the best credit card in the world...It's called The Jasmine Platinum card...I just spend..spend..spend...Then my DW gets the bill..Whoopee... 
disneydoc wrote:do you guys have the premium card, or the non fee card? Mr. Hub, Jeff?It's the non-fee card. We looked at the proposed perks of the premium card and it was not for us.
We are looking at changing our credit card carrier but my DH really looked at the Disney Visa and felt that the APR and yearly fee was a bit steep in comparison. Were we looking at the wrong card?
We don't really have a debt on the current card and don't use it much now, but if it will give me some better perks AND DH agrees that the cost is equal, then something to consider prior to going. It's too late for the FD advanced promo (although, many aren't getting in today are really upset on other threads - I have a TA who just makes it happen as we wish....)
"At some point in life you have to decide if you're the Tigger or the Eeyore."...Randy Pausch
"George Banks and all he stands for will be saved. Maybe not in life, but in imagination. Because that's what we storytellers do. We restore order with imagination. We instill hope again and again and again." Walt Disney
When on the Disney site, all they list is the Premium Visa. Where does one go to find the rates of the non-fee one?
"At some point in life you have to decide if you're the Tigger or the Eeyore."...Randy Pausch
"George Banks and all he stands for will be saved. Maybe not in life, but in imagination. Because that's what we storytellers do. We restore order with imagination. We instill hope again and again and again." Walt Disney
https://disneyrewards.com/ its right on the main page under the premier card. Called the Disney Rewards Visa
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DH and I have both of the Disney rewards cards. I just received my $100 Disney gift card for opening the regular rewards card. We will put that one on ice, so to speak, for special occasions now that we received the bonus gift card. You can only earn 1% of Disney rewards with this card.
If you utilize the Premier Rewards card to the maximum, you will earn back the annual fee w/in a month or two. We put everything we buy in a month, we even pay several monthly utilities, on the premium card and then we pay it off at the end of the month. We earn 2% on every purchase at WDW, at grocery stores and gas stations, plus we get a 10% discount at a lot of WDW stores. Using this technique, by the end of the year, our rewards from this card will almost pay for our AP renewals. That is definitely worth the $49/ annual fee a year for us! Plus, we got a $200 Disney gift card when we opened the Premier Rewards card. I guess you could say that paid for the annual fee for the first 4 years while we continue to earn hundreds in rewards!
Got our rewards card in the mail early last week! Can't wait to get 20% off our KTTKT!
January 2020 Trip Report - Riviera Resort
June 2019 Trip Report - Caribbean Beach & Saratoga Springs
October 2018 Trip Report - Contemporary Resort
July 2018 - All Star Movies
April 2018 Trip Report - Art of Animation
Jan 2018 Trip Report - Port Orleans Riverside and Animal Kingdom Lodge
Nov 2017 Trip Report - Boardwalk Villas
Feb 2017 Trip Report - Port Orleans French Quarter
Apr 2016 Trip Report - Pop Century
Dec 2015 Trip Report - All Star Sports & Saratoga Springs
Sept 2014 Trip Report - Coronado Springs
Oct 2012 Trip Report - Caribbean Beach Resort
https://disneyrewards.com/ its right on the main page under the premier card. Called the Disney Rewards Visa
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Thanks! I kept hitting the button on the site but only got the fancy one.
"At some point in life you have to decide if you're the Tigger or the Eeyore."...Randy Pausch
"George Banks and all he stands for will be saved. Maybe not in life, but in imagination. Because that's what we storytellers do. We restore order with imagination. We instill hope again and again and again." Walt Disney
One of the best rewards is to watch for when they offer money off your hotel stay if you GET the Visa card. I got $200 off my bill when I got my card almost 2 years ago. The thing with having the card is that they usually offer seasonal discounts to card holders first before they offer them to the general public. I use mine card a lot of the time and had about $140 on my gift card to spend last trip.
