Adding on DVC Points

You only get the 11-month booking window for the points that you hold at that actual resort. If you juggle your points, it should work quite nicely. So one year bank BLT and use AKL and the next year use AKL and bank BLT. Then in your example, you would have 320 points and AKL and 200 points at BLT in alternating years.

You can still purchase sold out resorts direct from Disney, but I'm not sure what the cost per point is. It shouldn't be the current $165/point because some of those contracts are already partially used. When a resale contract doesn't pass ROFR, Disney purchases the contract back and holds it in inventory until a member requests to purchase a sold-out resort. So that's how Disney can still sell points at OKW even though it's been sold out for forever.

I don't know about that rule of thumb for purchasing in the same use year. It kind of makes sense that you might want all of your points to turn over at the same time. It would be easier to manage and keep track of your dates that way. Although I can see where having your contracts 6 months apart could be helpful because you're getting more frequent influxes of points into your account.

When we added on, we added a small contract through Disney at the Grand Californian. We try to think about that contract like it's a stand alone, which gives us a Californian vacation every third year through banking and borrowing.

It's much easier to manage everything if you keep the same use year, and Disney will arrange that for you if you purchase through them. However, if you buy resale you would have to juggle whatever use year those points were purchased in.

If you add on through Disney you can buy at resorts that are no longer selling, there is however a caveat. If you buy through Disney at a sold out resort what happens is that you must wait until Disney is able to purchase the points back through right of first refusal. When they are able to do that, you have to be ready at a moments notice to make your purchase of those points with the full purchase cost. Disney will not finance an add on they have acquired through ROFR. The full purchase price has to be waiting in an account that you have given Disney permission to withdrawl at such a time the points become available. There is no warning, they just do it. Which is fine if you have an account set aside for just that. However not everyone has that flexibility.

CURRENT MEMBER ADD-ON PURCHASE PRICE THRU DISNEY

ANIMAL KINGDOM VILLAS*** $155 per point; 25+ points

BAY LAKE TOWER AT DISNEY'S CONTEMPORARY VILLAS****$170 per point; 25+ points

BEACH CLUB VILLAS*$155 base price; 25-point minimum purchase

BOARDWALK VILLAS*$155 base price; 25-point minimum purchase

OLD KEY WEST***$135 base price; 25-point minimum purchase

POLYNESIAN VILLAS & BUNGALOWS++$165 base price; 25-point minimum purchase

SARATOGA SPRINGS**$135 base price; 25+ point purchase

VILLAS AT DISNEY'S GRAND FLORIDIAN RESORT & SPA+$165 base price; 25-point minimum purchase

VILLAS AT WILDERNESS LODGE*$155 base price; 25-point minimum purchase