I stay half the time onsite since I have DVC but I also stay off site alot too.
Next week I'm staying off site in a timeshare that I got from Interval for $333 a week in a 3 bedroom Marriott at Grande Vista.
I also rented my friends a week at Sheraton Vistana Resort in a 2 bedroom for $285 for the week.
I find that Orlando has soooooo many timeshares that you can always get a good deal on a full week.
I've gotten deals in the past for $79 a week in a 2 bedroom at Westgate Villas in the off season of October.
Sure beats staying in a dumpy motel in Kissimmee.
Sometimes I only go for a few days but buy the week and let a few days go unused or give it to a friend to use the rest of the week. Alot of people think that owning a timeshare is an expensive investment but you can literally buy one on ebay for $1.00 and if you buy a triennial unit like I own in Kissimmee you can get multiple weeks out of just one every 3 year use TS.
The cost is only about $200 a year for the maintenance fees and the cost of joining the exchange companies is about $80 a year for RCI or II. Add the exchange fee and you get alot of really cheap vacations. I get about 9 weeks vacation out of my one week ownership. So the average cost of a week runs about $240. You can also rent from RCI and II directly for very reasonable prices.
Of course staying off site may require a car rental but since I drive and live in FL I don't have to worry about that. Some of the timeshares do have free shuttles to the parks though which is nice.
I stayed at Bonnet Creek last month and even though it's not a Disney resort it might as well be one. It's literally on Disney property. Right next to that Waldorf Astoria but wayyyyy cheaper if you own Wyndham points.
And in case you are wondering, no I'm not a timeshare salesman just a very happy owner who likes to share the info to my fellow Disneyphiles who might not be aware of the alternatives.
__________________
Living Close to the Mouses house.
My second home is SSR.